5 HDB Towns With the Highest Concentration of MOP Flats in 2026

In 2026, approximately 13,480 HDB flats will complete their five-year Minimum Occupation Period (MOP), almost doubling the 6,970 units that reached MOP in 2025. Although these flats are spread across 14 towns, the bulk of supply is concentrated in five key estates.

For buyers, this means more choice and potentially stronger negotiation leverage. For sellers, it means entering a market where competition within the same cluster could be intense, particularly for similar stack types and layouts.

Below is a detailed breakdown of where the largest MOP concentrations will emerge and what resale pricing has looked like over the past 12 months.

Punggol

Punggol leads the list with 3,222 flats reaching MOP in 2026. The majority of supply is concentrated in the Northshore district, which was marketed as HDB’s first smart and sustainable waterfront precinct.

Projects Reaching MOP in Punggol

Project Name	2-Room	3-Room	4-Room	5-Room	Total Units
Northshore Residences I & II	546	112	519	225	1,402
Waterfront @ Northshore I & II	362	231	757	247	1,597
Northshore StraitsView	469	98	264	190	1,021

Although not all owners will sell immediately, the sheer number of similar units becoming eligible within the same precinct creates a situation where pricing sensitivity becomes very real.

Recent Resale Price Ranges (Past 12 Months)

Flat Type	Price Range
2-Room	$363,000 – $463,000
3-Room	$530,000 – $638,000
4-Room	$645,000 – $820,000
5-Room	$847,000 – $968,888