Sadali Abdul Aziz 9/4/25 Sadali Abdul Aziz 9/4/25

🏠 The Complete Guide to Buying Your HDB in 2025

Buying an HDB in 2025 comes with new rules, shorter BTO waiting times, updated CPF grants, and even the hot topic of VERS. This complete guide breaks down everything you need to know — from eligibility and financing to choosing the right estate and avoiding pitfalls — so you can make confident decisions on your property journey.

Sadali Homes

How much will I get from selling my HDB?

Pop in your numbers to estimate your cash and CPF proceeds. Everything updates as you type.

Expected selling price

Outstanding home loan HDB or bank loan still owed

CPF to refund: Owner 1 Principal used plus accrued interest. Check your exact figure on my cpf.

CPF to refund: Owner 2 (if any)

Agent commission

Legal fees

Add 9% GST to commission

Selling price

Less: home loan

Refund to CPF

Cash proceeds before fees

Less: commission

Less: legal fees

Estimated cash in hand

Back into your CPF

Send my results to Sadali on WhatsApp

Estimates only, for illustration. Actual proceeds depend on your final valuation, CPF statement, loan redemption figures and fees. Sadali Abdul Aziz | PropNex Realty | CEA Reg. No. R067113J

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🏠 The Complete Guide to Buying Your HDB in 2025

How much will I get from selling my HDB?

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